Kindly be informed that claims for travel delay or cancellation arising from issues such as strike, civil unrest or riot in countries where there has been a travel advisory issued recommending the postponement of all non-essential travel, that the policy may not cover such events unless the journey and travel insurance are arranged prior to the government's travel advisory.

In light of the development of the outbreak of the novel coronavirus in China, Allied World Assurance Company, Ltd will treat any claims related to the novel coronavirus as a ‘known risk’ and any travel insurance policies issued on or after: January 23, 2020 12:01am (Singapore Time) will not provide coverage for any such claims if your travel destination is, includes or will pass through WuHan and other cities in China which have been placed under quarantine by the Chinese government; January 31, 2020 12:01am (Singapore Time) will not provide coverage for any such claims if your travel destination is, includes or will pass through Mainland China (excluding Hong Kong and Macau).